API Reference

Send a transaction

Start receiving payments in a fast and easy way

If you have already set up your merchant and connected at least one gateway, then you are ready to receive your first payments; with Matic you will be able to receive payments with credit/debit cards or ACH, for both methods we offer three tools:

  1. Speed Matic.
  2. Quick Payment.
  3. REST API (for ACH transactions only).

All of these tools are designed to provide your customers with a fast, easy, and friendly way to transact payments, in addition, we put special emphasis on the security of your data, complying with the technical and operational standards dictated by the PCI. To comply with PCI requirements, we perform a process of encryption and tokenization of the data before processing the transaction and ensure that this information never touches your servers.


Speed Matic

Tokenization + Payment Transaction

It is a tool that provides a simple and secure way for your customers to send payments, it is a modal that asks customers for their payment method information (card or ACH) and personal data such as billing address. The developer can use this modal by setting certain parameters that the merchant defines to process their payments, among which we can mention the inclusion of an invoice with the items (Matic Checkout), recurring payments, split payments, among others.

To provide this tool to your customers, follow the instructions in the Speed Matic section of the SDK.


Quick Payment

Tokenization + Payment Transaction

Matic also allows you to make payments using a virtual terminal available in our Matic Portal. To do this, an Admin user must log in to the portal and use the module called Quick Payment, this interface allows to tokenize the payment method data (card or ACH) and execute the payment in a similar way to Speed Matic. Since this is a quick payment, this functionality does not have the configuration options provided by Speed Matic.


REST API

Payment Transaction

Matic also offers its merchants the possibility to process payments using our REST API, specifically using the service called Create ACH transaction, as its name says, this functionality is only available for processing ACH transactions, furthermore, this service has the peculiarity that in order to process a transaction, the payment method must be previously tokenized in our database.

The "Create ACH Transaction" service also allows you to include an invoice and items (Matic Checkout) or to configure the transaction as a recurring payment.

To tokenize a payment method, Matic offers the Auth Matic features and the Create a Bank Account service; both functionalities apply to the payment method data, tokenize it, store it in our database, and return the ID of the payment method that you can then use from the API REST to process your transactions.

Find more details in the Collect payment method data section.